How to ensure your Fintech business is insured

Place: Sorainen, Antonijas iela 21

Time: 09:00-12:00, May 12, 2026

How to ensure your Fintech business is insured

Sorainen, Howden & LIAA Side Event @ Baltic Fintech Days

Sorainen, together with Howden and LIAA, is pleased to invite you to a side event during Baltic Fintech Days, focused on licensing options and insurance solutions and risk management for fintech, payments and crypto‑asset firms.

This session will explore how tailored insurance solutions form a practical and increasingly essential part of readiness for obtaining a licence and ongoing compliance, and what the key benefits are for doing business in the Baltics.

Agenda & Topics

1. Latvia: Your Fintech Gateway to Europe

Gustavs Lapiņš

2. Practice stories on D&O insurance claims management

Santa Rubīna

3. Introduction

Richard Hunt

Introduction to Howden
Overview of Howden’s offering for crypto, digital assets and fintechs

4. Preparing for MiCA: Insurance Considerations for Crypto & Digital Asset Firms
Josh Patching

MiCA application status confirmations
Common compliance gaps under Article 67
Insurance as a supporting element of MiCA readiness

5. External Threats to Crypto Firms: Managing Real-World Risk
Josh Patching

Kidnap & Ransom and Crime insurance
Recent high-profile cases involving forced access to crypto assets
Emerging external hacking trends, including activity linked to the Lazarus Group

6. Safeguarding Insurance for EMIs and Payment Institutions
Hugo Zeal

Insurance‑based safeguarding solutions for PSPs
Practical alternatives to traditional segregation where central bank safeguarding is no longer available
EU market experience across multiple jurisdictions

7. Financial Lines Insurance for Fintechs
Hugo Zeal