Legal assistant Natālija Ķīse compiled the material.
Finance & insurance
EBA finalises standards for off-balance sheet items conversion factors
Published: 18 August 2025
The European Banking Authority (EBA) has issued final draft Regulatory Technical Standards (RTS) on the treatment of off-balance sheet items under the Capital Requirements Regulation (CRR). The RTS set criteria for assigning conversion factors to commitments and guarantees not explicitly covered by the CRR and outline circumstances that may limit an institution’s ability to cancel so-called unconditionally cancellable commitments. These standards, once endorsed by the European Commission, will apply to EU credit institutions and investment firms to ensure consistent calculation of capital requirements.
Commission Delegated Regulation (EU) 2025/885 of 29 April 2025 supplementing Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical standards specifying the arrangements, systems and procedures to prevent, detect and report market abuse, the templates to be used for reporting suspected market abuse, and the coordination procedures between the competent authorities for the detection and sanctioning of market abuse in cross-border market abuse situations
Adopted: 20 August 2025
The Commission Delegated Regulation (EU) 2025/885 [..] sets out detailed regulatory technical standards under the Markets in Crypto-Assets Regulation. It requires crypto-asset service providers and other entities arranging or executing crypto-asset transactions to maintain systems for preventing, detecting, and reporting market abuse, to use a harmonised template for suspicious transaction and order reports, and to follow procedures for cooperation between national regulators in cross-border cases. The rules take effect on 9 September 2025 for crypto-asset service providers and other entities arranging or executing crypto-asset transactions, as well as for national supervisory authorities across the European Union.
